House Prices Set to Rise with Relaxed Lending Rules

With so much recent media focus on the challenges of being a landlord, from legislation changes to tax pressures, it's easy to feel discouraged about the future of property investment.

That’s why I wanted to share some positive news about the market outlook that could work in your favour.

A recent article in The Daily Telegraph highlights new lending reforms that could significantly boost property values over the next few years,  great news whether you're holding, refinancing, or looking to grow your portfolio.

According to The Daily Telegraph (June 2025), recent shifts in lending rules are poised to drive up house prices and increase demand 

House prices are predicted to rise by 23.4% by 2029, with an added boost of up to £19,425 per average property due to lending changes.

Relaxed mortgage stress tests mean borrowers can access higher loan amounts, potentially pushing more buyers into the market.

Major lenders (Santander, Lloyds, HSBC, NatWest, Nationwide) have updated their affordability checks to reflect more realistic borrowing terms.

 First-time buyers benefit from reduced deposit requirements, increasing activity at the entry level and stimulating the entire housing chain.

We’re also working on an exciting new calculator for our website that will show you what these predicted rises could mean for your own investment over the next five years. As soon as it’s live, you’ll be able to enter your details and see a personalised forecast of your potential returns. It will be available on both our landlord portal and our website,  and we’ll let you know the moment it’s ready, so you can see the numbers for yourself.